Who Pays for Treatment After a Car Accident in a No-Fault State like Minnesota?

Written By Dr. Thaddeus Sharikov

In Minnesota, drivers are required to carry no-fault car insurance. This means that if you're in a car accident, your own insurance company will cover your medical expenses, regardless of who was at fault for the accident. But who pays for treatment after a car accident in a no-fault state like Minnesota? Let's take a closer look.

First, it's important to understand what no-fault insurance covers. In Minnesota, no-fault insurance covers medical expenses, lost wages, and other related expenses that result from a car accident. This coverage is provided regardless of who caused the accident. This means that if you're injured in a car accident, you can file a claim with your own insurance company to cover your medical bills and other related expenses.

However, there are limits to what your insurance company will cover. In Minnesota, the minimum amount of no-fault coverage required is $40,000 per person, per accident. This means that your insurance company will only cover up to $40,000 in medical expenses and related costs. If your medical expenses exceed this amount, you may be responsible for paying the difference.

It's also worth noting that no-fault insurance does not cover property damage. If your car is damaged in a car accident, you'll need to file a claim with the other driver's insurance company (assuming they were at fault for the accident) or your own collision coverage.

If you're injured in a car accident in Minnesota, it's important to seek medical attention as soon as possible. Even if you don't feel like you're seriously injured, it's important to get checked out by a doctor to make sure there are no underlying injuries. Keep in mind that your insurance company does not require you to see a specific doctor or chiropractor for your injuries.

In summary, in a no-fault state like Minnesota, your own insurance company will pay for your medical expenses and related costs if you're injured in a car accident, regardless of who caused the accident. However, there are limits to what your insurance company will cover, and you may be responsible for paying the difference if your medical expenses exceed these limits. It's important to seek medical attention as soon as possible after a car accident and to follow your insurance company's requirements for treatment. If you have been injured in a car accident, call today for a complimentary exam and see how we can help you get back to your old self.

Dr. Thaddeus Sharikov

Dr. Thaddeus Sharikov, DC is a board-certified chiropractic physician specializing in neurological care. He graduated from Northwestern Health Sciences University and has treated over a thousand patients over the past 5 years.

Dr. Sharikov’s personal passion is spinal neurology. It often reveals the root cause of a wide variety of symptoms and pain. Finding and correcting areas where the nervous system is not functioning well is the most rewarding part of the job!

He deeply cares about our Greater Twin Cities Area in which all people achieve their full potential for health and well-being across their lifespan. Dr. Sharikov works extremely hard to be trusted by patients, to be a creator of positive change and to save our community - one person at a time.

In an ever-changing world, Dr. Sharikov is constantly researching tools and applications to bring the most cutting-edge and effective healthcare to his patients. He makes it a priority to include education into the patient’s journey to a pain free life with no limitations.

In his free time, Dr. Sharikov enjoys spending time with his smoking hot wife Julie, toddler Josephine and future Baby L. He loves exploring the Carver County Trails, traveling, and ministry work worldwide through his family’s non-profit organization.

http://www.chirohouseclinic.com
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